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Disability Insurance


Long‐term Disability (LTD) insurance helps protect your paycheck after a serious accident or serious illness. On or off the job, anyone can become disabled and that can mean months without a paycheck. But if you have LTD, you can have:

  • A percentage of your income each month, depending on how much protection you have.
  • Professional help for disability‐related challenges from legal specialists, and financial and therapeutic counselors.
  • Affordable group rates through your employer with convenient payroll deduction.